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Home Contents Insurance

We strongly recommend that you take out Home Contents Insurance to ensure that your belongings are protected against loss or damage. SYHA is responsible for insuring the structure of your home but we do not provide insurance for your personal belongings, furniture or decorations.

If you are looking for home contents cover you may be interested in a scheme we have negotiated with Allianz Insurance plc. The scheme is at a special low cost rate for SYHA tenancy holders & leaseholders through an insurance broker called Jardine Lloyd Thompson* who specialise in cover for people living in rented homes.

Benefits of the scheme include:

  • There is no excess (you don't pay the first part of any claim)
  • Low minimum sums insured are available - £6000 if you are over the age of 60 and £9000 if you are under 60
  • Flexible and easy ways to pay
  • Cover is provided on an 'new for old' basis with the exception of linen and clothing
  • Everyone pays the same rate irrespective of their postcode or type of home
  • You don't need to have special door or window locks
  • It covers the replacement of external locks is your keys are lost or stolen

For an additional premium the scheme now also offers customers extras such as:

  1. Extended accidental damage cover
  2. Personal possessions cover away from home
  3. Wheelchair/mobility scooter cover
  4. Hearing aid cover
  5. Cover for the structure of tenant owned garages, greenhouses and garden sheds

Click to see the premiums.

* Please note that there are certain limits and exclusions which apply to the cover provided under the Jardine Lloyd Thompson Scheme and further information is contained within the application pack.

If you would like more details of the scheme or would like to request an application pack please fill in our online form

Alternatively you can make your own arrangements with another insurer.